Autumn is here in the Mid-Atlantic area. This time of year is always refreshing as the temperatures drop and the leaves bring us all of the vibrant colors of the season.

This season also marks the time when we start looking ahead to next year. We’ll spend time and effort pulling together the necessary figures to forecast budget expenditures and to plan our major decisions for the year ahead. Planning is a necessary and crucial part of all growing enterprises, even more so as we find ourselves in the midst of a time of economic and political upheaval.

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